Personal Lines

For all your personal insurance needs, including auto, homeowners, condominium or tenant packages, we have two convenient locations in Winnipeg, Manitoba.

777 Portage Avenue
HED's head office is at 777 Portage Avenue, conveniently located where Broadway meets Portage Avenue. 777 Portage Avenue is the home of Manitoba’s only Drive-Thru Autopac outlet. Customers can renew or change their Autopac without leaving their vehicle. See Map

Campus Insurance Centre
Our second location can be found in University Centre at the University of Manitoba. Campus Insurance Centre (C.I.C.), in conjunction with the Alumni Association, provides complete insurance services for students, faculty and visitors. In addition to Autopac and home, condo and tenant insurance, C.I.C. also provides Sabbatical Leave Insurance for professors and Medical Insurance for international students. See Map

Homeowners/Tenant Insurance

If your home and valuable personal possessions were destroyed by fire or other losses:

• Would your insurance cover the cost to replace all of your possessions and personal property?
• What would your family do about a place to stay while your home was being rebuilt or you were finding a new residence?
  

A homeowners, condominium or tenant insurance policy is a comprehensive package of insurance coverages for your home, apartment or condo. In addition to coverage for your residence, these policies protect your personal possessions. Your possessions are not only covered while in your residence, they are covered worldwide.

A homeowner, condominium or tenant policy also provides coverage if you are sued for either bodily injury or property damage caused by an occurrence for which you are alleged to be responsible. The policy provides limited medical expense payments to certain accidentally injured persons.